About PKO Bank Polski
PKO Bank Polski (Powszechna Kasa Oszczędności Bank Polski) is Poland's largest bank. Many foreign businesses working with Poland hold PKO BP accounts for PLN operations or Polish market trading.
The problem: PKO BP internet banking (iPKO) offers no camt.053 export. Only PDF or sometimes MT940. Accounting software requires camt.053 XML.
PKO BP PDF specifics
PKO BP PDFs contain Polish characters (ą, ć, ę, ł, ń, ó, ś, ź, ż), specific table layouts and multi-currency accounts. Generic OCR often misreads character encoding or splits transactions incorrectly.
Solution: Dedicated PKO BP Parser
ProBankConvert has a parser built specifically for PKO Bank Polski PDFs. It:
- Recognizes PKO BP table structure
- Handles Polish characters correctly (UTF-8)
- Distinguishes Data transakcji and Data księgowania (transaction vs booking date)
- Assigns correct currency (PLN, EUR, USD)
3 Steps
1
Download PDF from iPKO
iPKO: Rachunki → Historia → Eksport → Format PDF. Select period and account.
iPKO: Rachunki → Historia → Eksport → Format PDF. Select period and account.
2
Upload to ProBankConvert
Automatic format detection. No manual configuration.
Automatic format detection. No manual configuration.
3
Download XML
In seconds you get camt.053.001.02. Import into QuickBooks, Xero, Sage, SAP or any ISO 20022 compliant tool.
In seconds you get camt.053.001.02. Import into QuickBooks, Xero, Sage, SAP or any ISO 20022 compliant tool.
Field Mapping: PKO BP PDF → camt.053
| PKO BP field | camt.053 element |
|---|---|
| Numer operacji | Entry Reference |
| Data transakcji | Transaction date (TxDt) |
| Data księgowania | Booking date (BookgDt) |
| Kwota | Amount (Amt) |
| Waluta | Currency (Ccy) |
| Opis / Tytuł | Remittance information (RmtInf) |
| Kontrahent | Related parties (RltdPties) |
| Numer rachunku | Counterparty IBAN |
Supported PKO Account Types
- PKO Konto Firmowe — business current account
- PKO Konto Oszczędnościowe — savings
- Rachunek walutowy — currency accounts (EUR, USD, GBP)
- Karta kredytowa — credit card statements (limited)
Common Errors When Entering Manually
- Swapped booking and value dates
- Incorrect PLN amounts due to decimal comma (Polish locale)
- Missed internal transfers between own accounts
- Counterparty name truncation
Automation eliminates all these errors
ProBankConvert reads PKO BP PDF structurally — every field is recognized by fixed template.
Compatible Accounting Software
- Poland: Comarch ERP, Symfonia, InsERT, enova365, Sage Symfonia
- Baltics: Rivile GAMA, Pragma, Centas, Finvalda, iNFO
- Global: QuickBooks, Xero, Sage, SAP Business One, NetSuite